A Private Process Built Around Your Stock

We begin with a private consultation to review the stock position, the borrower's goals, the desired loan amount, and the timing.

This first step helps determine whether the stock may be a fit before moving deeper into the loan process.

The collateral is evaluated and, if approved, formal loan terms are issued.

This review considers the stock, exchange, trading volume, market conditions, jurisdiction, and overall collateral strength.

The borrower reviews the proposed structure, Loan-To-Value (LTV), term length, custody requirements, and next steps.

Once the structure is understood and accepted, the process moves into formal documentation.

Formal loan documents are prepared for borrower review and execution.

This stage outlines the approved terms, borrower responsibilities, collateral requirements, and closing conditions.

A dedicated custody/escrow account is opened in the borrower’s name with the required control agreement.

This creates the structure for the pledged shares to be held properly during the loan term.

Shares are pledged as collateral while remaining in the borrower’s name.

This allows qualified borrowers to access liquidity while maintaining ownership of eligible stock.

The borrower approves the final closing statement, and funds are issued according to the approved loan agreement.

Once closing is complete, loan proceeds are released based on the final approved structure.